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Loan Options

We have a bit of a different approach to home loans here at Power Choice. We believe the loan buying experience should not involve any salesmen and the pressure to buy. That’s why there are no commissions paid to our team. We also believe knowing our clients’ on a personal level is where “the magic happens.” This allows us to dial in the details based off of the relationship that we establish to get them the lowest interest rates possible.

Loan Options

POWERHOUSE
BUYER

Whether you're buying your first home or just need a refresher, we'll walk you through all the steps involved in buying a new home.

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POWERHOUSE
REFINANCE

Whether you're just starting to consider a refinance, or ready to lock in your rate, we'll walk you through the information you need to know to refinance

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POWERHOUSE
HOME EQUITY

The equity in your home may be able to help you finance major expenses. Put your equity to work.

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Power Choice Mortgage is wholly owned by Power Choice Mortgage, a California Corporation, NMLS #237710.

Prior to processing your rate lock request, we must review your income and asset documentation. In some situations it may also be necessary to complete your appraisal prior to locking your rate. You can request rate lock online, but your lock will not be confirmed until underwriting has determined that there is high likelihood that your loan will be approved based on the information and documentation that you have provided.